Publication Type : Conference Proceedings
Publisher : 2017 International Conference on Data Management, Analytics and Innovation,
Source : 2017 International Conference on Data Management, Analytics and Innovation, ICDMAI 2017. Institute of Electrical and Electronics Engineers Inc., pp. 230-235, 2017
ISBN : 9781509040834
Keywords : Bank accounts, Employment, Finance, Financial empowerment, Financial inclusions, Financial independence, Government of India, Information management, Panel regression, Rural areas, Rural employment, Through the lens
Campus : Amritapuri, Coimbatore
School : School of Business
Year : 2017
Abstract : Financial Inclusion is one of the stated objectives of National Rural Employment Guarantee Act (NREGA) - world's largest Employment Guarantee Scheme. Even though financial inclusion efforts began in India in 2005, large sections of rural India still remain financially excluded. At the time of this work, possessing a bank/ post office account has not been mandated by the Government of India for gaining NREGA employment - our work, therefore focuses on the role of access to formal banking on the breadth and depth of participation in Employment Guarantee Schemes. We find evidences of positive impact of access to formal banking on demand for NREGA jobs as well as extent of participation. We also find interesting contrasts between individual and joint bank account holders in demand for labor as well as participation.
Cite this Research Publication :
Maheshwar Pratap, Dr. Sangeetha G, Dr. Deepak Gupta, and Anitha Kaveri, “Employment Guarantee Scheme through the Lens of Financial Inclusion”, 2017 International Conference on Data Management, Analytics and Innovation, ICDMAI 2017. Institute of Electrical and Electronics Engineers Inc., pp. 230-235, 2017